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Bay State REALTOR® Law and Ethics

Legal Realtor®: Don't Become a Target for a Chapter 93A Claim
8/27/2008
In the first of two articles, Robert Kutner describes the duties owed by Massachusetts real estate agents under Chapter 93A, commonly known as the Massachusetts Consumer Protection Act, and methods to reduce risk.

Transfer Taxes are not approved by MA Legislature by end of formal session
8/27/2008
after nearly 18 months of consideration on Beacon Hill, the MA legislature did not enact any of the three filed transfer tax bills during the 2007-2008 formal session, which ended on July 31st.

Senate Passes FHA Modernization Bill
7/16/2008
Senate voted 63 to 5 to approve FHA Modernization legislation which creates affordable housing opportunities by setting loan limits up to $625,500 for Fannie Mae, Freddie Mac and FHA.

Mandatory Energy Inspection Struck From Green Bill
7/9/2008
Massachusetts REALTORS® experienced a victory when two weeks ago legislators struck language seeking mandatory energy audits prior to home sales from the Senate version of the Comprehensive Energy legislation, S.2468.

Legal Realtor®: A Sand Trap For The Unwary
6/24/2008
If an errant golf ball flies off course and causes an injury, will a homeowner have a remedy against the golf course? Should real estate agents warn prospective buyers about the possibility that a golf ball may veer off course and land in their yard, hit their cars or strike a member of their family? Find out in Robert Kutner's latest article.

New FHA and Conforming Loan Limits Provide Much Needed Purchasing Power for Selected Areas
5/28/2008
Under the Economic Stimulus Act of 2008, the US Department of Housing and Urban Development set new FHA and conforming loan limits at 125% of area median prices, with the upper limit in highest-cost areas of the nation set at $729,750. For the Boston area, the upper limit is $523,750 for both FHA and Fannie Mae/Freddie Mac loans.

Senate Banking Committee Approves Plan to Provide Relief without Burdening Taxpayers
5/28/2008
On Tuesday, May 20, 2008, the Senate Banking Committee approved the Federal Housing Finance Regulatory Reform Act of 2008, a bill that would authorize the Federal Housing Administration to offer federally-insured fixed-rate loans to borrowers wishing to refinance troublesome home loans. Aimed at rescuing potentially hundreds of thousands of homeowners at risk of foreclosure, the bill was approved by a vote of 19 to 2, and is expected to go before the Senate for approval in the coming weeks. Moving legislation through Congress is a challenging task, and members should watch for a call to action from NAR in support of this bill.

NAR & DOJ Reach Settlement on VOWs
5/28/2008
The National Association of Realtors® and the U.S. Department of Justice (DOJ) have reached a beneficial agreement regarding NAR’s multiple listing policy and how it pertains to the display of listings from the MLS on brokers’ virtual office websites, or VOWs. NAR has prevailed in protecting the rights of broker’s to list and sell property on the internet.

New Changes to the Federal “Do Not Call” Registry
5/6/2008
New regulations on the Do Not Call Improvement Act of 2007 went into effect in mid-May that includes changes to acts related to the removal of numbers and registry fees. Formerly, registered numbers automatically were removed from the registry five years following the registration date. The Do-Not-Call Improvement Act now only allows for the removal of numbers from the Do Not Call Registry operated by the Federal Trade Commission (FTC) upon request of the individual to whom the telephone number is assigned or if the number is invalid, has been disconnected, or reassigned.

New State Law May Provide Distressed Homeowners Some Relief
5/5/2008
On May 1, a key provision of the new Mass. state law passed back in November 2007, that is designed to provide financially distressed homeowners with foreclosure relief, will go into effect. Under the new law, Massachusetts homeowners facing foreclosure will now be entitled to a 90 day “right to cure” period.

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